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Customer Service Done The Right Way, Every Day!

CHMPFN

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support@chmpfn.com (800) 203-9808 LIVE CHAT

Terms & Conditions

Welcome to chmpfn.com.

By accessing chmpfn.com, including through a mobile application, you agree to be bound by these Terms of Use (the "Agreement"), whether or not you register as a member of chmpfn.com. If you wish to become a member and make use of the chmpfn.com Services (the "Services"), please read these Terms of Use. The term "Website" is deemed to refer to using of the Service by means of a computer, a mobile device or a mobile application.

You should also read theĀ  chmpfn.com Privacy Policy, which is incorporated by reference into this Agreement and available on the Website . If you do not accept and agree to be bound by all of the terms of this Agreement, including the chmpfn.com Privacy Policy, do not use the Website or the Service. Please contact us with any questions regarding this Agreement.

1. ACCEPTANCE OF TERMS

This use of this Website and any Services available through this Website are provided conditional upon your acceptance of the terms of use set out below.

By using this Website, including without limitation by browsing, viewing, accessing or information, whether or not you register and become a member ("Member") on the Website, you agree to accept and abide by the provisions set out in this Agreement for each visit to the Website or use of the Services. If you do not agree to this Agreement in its entirety, then you should not access this Website or use the Services.

This Agreement is entered into between Fernley Advertising, Inc. and you. All the information on this website is published in good faith and for general information purposes only. This website is for recreational and entertainment purposes only; USE AT YOUR OWN RISK.

This Agreement governs your use of any additions or modifications made to the Website or the Services. IF YOU CONTINUE TO ACCESS THIS WEBSITE OR USE THE SERVICES FOLLOWING THE POSTING OF ANY CHANGES OR REVISIONS TO THESE TERMS OF USE, SUCH CONTINUED ACCESS OR USE WILL CONSTITUTE YOUR ACCEPTANCE OF SUCH CHANGES OR REVISIONS. IF YOU DO NOT AGREE TO ANY CHANGES OR REVISIONS TO THESE CONDITIONS OF USE, YOU MAY NOT USE THE WEBSITE AND MUST DISCONTINUE USE OF THE WEBSITE IMMEDIATELY.

2. ELIGIBILITY

You represent and warrant that you have the right, authority and capacity to legally enter into this Agreement and to comply with all of its terms of use. You may not use the Website, register as a Member or use any Services unless you can enter into legally binding agreements under applicable law and in any event unless you are at least 18 years of age.

If you become a Member, you represent and warrant that you have never been convicted of or pled no contest to a felony, a sex crime, or any crime involving violence, and that you are not required to register as a sex offender with any government entity. Using the Service may be prohibited or restricted in certain countries. If you use the Service from outside of the United States, you are responsible for complying with the laws and regulations of the territory from which you access or use the Website or Service.

You represent and warrant that you have the right, authority and capacity to legally enter into this Agreement and to comply with all of its terms of use. You may not use the Website, register as a Member or use any Services unless you can enter into legally binding agreements under applicable law and in any event unless you are at least 18 years of age.

Your use of the Website may be affected by other agreements between you and us or you and third parties and any use of this Website does not modify the terms and provisions of such other agreements.

3. CHANGES IN TERMS OF USE AND WEBSITE

We may change these terms of use of use at any time without notice. You agree to review these Terms of Use from time to time so that you will be aware of any changes. We may modify, update or discontinue the Website or Services or any part of the Website or Services at any time without notice.

4. PRIVACY

Please review ourĀ POLICY, which also governs your visit to the Website. From time to time we may use the Services of payment or membership processors at other Websites to which you will be redirected. Please review the privacy policy of all such Websites as they may be applicable to any personal information that you provide from those Websites.

We take reasonable precautions to keep the details of your membership, and of any correspondence that you may send through the use of the Website and Services, secure but we cannot be held liable for any losses as a result of unauthorized access to information provided by you.

5. WEBSITE ACCESS AND USE

This Website is made available for your personal use only. You may not make any commercial use of the Website whatsoever, including without limitation for the purposes of selling products or Services or to increase traffic to your or any other Websites.

6. PROHIBITIONS OF WEBSITE USAGE

In addition to any other limitations set out in this Agreement, you may not nor, will you allow others to, directly or indirectly:

  1. download content from the Website other than for page caching automatically performed by your Web browser software for the purpose of viewing the Website;
  2. modify, copy, display or translate the Website or any part of the Website;
  3. decompile, reverse engineer or disassemble the Website;
  4. create, reproduce, upload, download, communicate, publish, store or use any content or other material the effect of which is to infringe upon third party intellectual property rights including copyrights;
  5. frame or use framing techniques to enclose any element of the Website including any of its content without our express written consent;
  6. use any meta tags or other "hidden text" containing our name or trademarks without our express written consent;
  7. meta-search the Website;
  8. upload, post or otherwise transmit on this Website any items, including without limitation computer viruses, Trojan horses, worms, backdoor, shutdown mechanism or other harmful, disruptive or destructive files or computer programs;
  9. interfere with the security of, or otherwise abuse, this Website or any system resources, accounts, servers or networks connected to or accessible through this Website or associated or linked Websites;
  10. use any robot, spider or other automatic program or device, or manual process to monitor, copy, summarize, or otherwise extract information from this Website or the Materials in whole or in part;
  11. use or attempt to use another's account, password, Service, system or other information without prior written authorization from us, or create or use a false identity on this Website;
  12. transmit through, to or from this Website spam, chain letters, junk mail or any other type of unsolicited mass e-mail;
  13. upload to, distribute to, or otherwise disseminate through this Website or through the use of the Services, including through the use of the Services to deliver letters to third parties, any material or information of any kind that is defamatory, obscene, pornographic, abusive, or otherwise violates any law or infringes or violates any rights of any other person or entity, or contains a solicitation of funds, advertising, or a solicitation for goods or Services;
  14. disrupt or interfere with any other person's use or enjoyment of this Website or associated or linked Websites;
  15. attempt to obtain unauthorized access to this Website or portions of this Website which are restricted from general access;
  16. use this Website in any manner that could damage, disable, overburden or impair this Website; or
  17. use the Website or Services in any way that violates applicable law.

7. MEMBERSHIP

You must register on the Website to become a Member by supplying certain registration information ("Registration Information") including without limitation your name, mailing address, email address and credit card information for billing purposes.

You represent and warrant to us that all Registration Information will be accurate.

You are not permitted to share your username or password with others or permit or authorize others to use your Membership. You are responsible for maintaining the confidentiality of your username, password and any other account access information. You will not permit others to access your account and are fully responsible for restricting access to your computer and account. You accept full responsibility for all actions taken using your account or password.

8. PAYMENT

You must pay for all charges associated with becoming a Member and for the provision of the Services obtained through the Website.

Payment must be received in full prior to becoming an active member. Your credit card will be charged when you become a Member or place any order for Services. Your credit card will thereafter be charged monthly if you choose to continue your membership.

9. SUBMISSION OF INFORMATION

We may provide certain security in an effort to protect the electronic transmission of credit card numbers or other financial information that you submit to us through this Website. However, we do not guarantee the security of any information including any financial information transmitted to or from this Website.

Other than the financial information, you are not permitted to send or transmit any confidential or proprietary information to us through this Website. Except for the financial information referred to above or personal information about you, any information that you send to us through this Website will be deemed not to non-confidential information to which you have granted us a worldwide, royalty-free, perpetual, irrevocable, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, distribute and sublicense such information or to incorporate it in other works.

10. ACCOUNT SECURITY

You are responsible for maintaining the confidentiality of the username and password you designate during the registration process, and you are solely responsible for all activities that occur under your username and password. You agree to immediately notify the Company of any disclosure or unauthorized use of your username or password or any other breach of security and ensure that you log out from your account at the end of each session.

11. PROHIBITED ACTIVITIES

The Company reserves the right, in its sole discretion, to investigate and take any and all appropriate legal action against any person whom violates these guidelines/provisions, including removing the offending communication from the Website or Service and terminating or suspending the membership of such violators.

You will not:

  1. Use any robot, spider, site search/retrieval application, or other manual or automatic device or process to retrieve, index, "data mine", or in any way reproduce or circumvent the navigational structure or presentation of the Website, Service or its contents.
  2. Collect usernames and/or email addresses of members by electronic or other means for the purpose of sending unsolicited email or unauthorized framing of or linking to the Website.
  3. Interfere with or disrupt the Service or the Website or the servers or networks connected to the Service or the Website.
  4. Email or otherwise transmit any material that contains software viruses, or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment.
  5. Forge headers or otherwise manipulate identifiers to disguise the origin of any information transmitted to or through the Website or Service (either directly or indirectly through use of third party software).
  6. "frame" or "mirror" any part of the Service or the Website, without the Company's prior written authorization.
  7. Use meta tags or code or other devices containing any reference to the Company, the Website or the Service (or any trademark, trade name, Service mark, logo or slogan of the Company) to direct any person to any other website for any purpose.
  8. Modify, adapt, sublicense, translate, sell, reverse engineer, decipher, decompile or otherwise disassemble any portion of the Service or the Website or any software used on or for the Service or the Website, or cause others to do so.
  9. Post, use, transmit or distribute, directly or indirectly, (e.g. screen scrape) in any manner or media any content or information obtained from the Website or the Service other than solely in connection with your use of the Service in accordance with this Agreement.

12. CONTENT LINKED

We may provide links to Websites operated by third parties, including without limitation to the Websites of third party payment processors. These links do not constitute affiliation, endorsement, sponsorship or recommendation by us of the third parties, the linked Website, content, Services or products available on or through such third-party Websites. If you access or otherwise use third party Websites or if you have any dealings with third parties, including advertisers found on the Website, you acknowledge that you do so subject to any terms of use and any privacy policies applicable to those Websites and that you do so at your own risk. We are not responsible for the availability of linked Websites or for their content, Services, products, actions or inaction's.

13. INTELLECTUAL PROPERTY

All content on the Website, including all text, graphics, icons, images, audio or video clips and software is our property or the property of our licensors and is subject to copyright. All compilations of content on the Website are our exclusive property and subject to copyright and other intellectual property laws.

All marks displayed on the Website are trademarks or registered trademarks belonging to us or to our affiliates or licensors. The Website look and feel, layout, graphics, icons and images constitute trademarks or trade dress belong to us. Our trademarks and trade dress may not be reproduced or used in association with any products or Services except as authorized by us. All trademarks not owned by us or our affiliates that appear on the Website are the property of their respective owners.

14. REPRESENTATIONS and WARRANTIES

You represent and warrant that you possess the legal right and ability to enter into this Agreement and to comply with its terms, that you will comply with all of the terms, conditions and other provisions of this Agreement, that you will comply with all applicable laws and policies affecting the use of the Website or Services, and that you will only use the Website or Services on a computer on which such use is authorized by the computer's owner.

15. DISCLAIMER AND LIMITATION LIABILITY

No representations, conditions, warranties or guarantees are expressed or can be implied regarding the Website OR THE SERVICES or THEIR use, including without limitation any representations, conditions, warrantees or guarantees as to description, conditions, fitness for purpose, quality, quantity or merchantability or as to any other matter whatsoever. You expressly waive all such express or implied representations, conditions, warranties and guarantees.

Without limiting the generality of the foregoing, we make no representations, conditions, warranties or guarantees about the ACCURACY, COMPLETENESS OR TIMELINESS OF ANY MATERIAL DELIVERED BY US.

NEITHER WE NOR OUR AFFILIATES NOR THEIR RESPECTIVE EMPLOYEES, DIRECTORS, SHAREHOLDERS, AGENTS, THIRD PARTY CONTENT PROVIDERS OR LICENSORS, IF ANY, will be liable for damages of any kind arising out of or from the use of the Website. This limitation shall apply irrespective of the nature of the cause of action, demand or action, including but not limited to, breach of contract, negligence, tort or any other legal theory and survive a fundamental breach or breaches or failure of the essential purpose of this Agreement, or any remedy contained in this Agreement. In no event shall THE FOREGOING be liable for indirect, special, consequential, incidental, punitive or exemplary losses, damage or expenses (including but not limited to business interruption, loss of profits, lost business, or lost savings) even if THEY have been advised of their possible existence. The allocations of liability in this Agreement represent the agreed and bargained-for understanding of the parties.

IF THE LAWS OF CERTAIN JURISDICTIONS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, THEN SOME OR ALL OF THE ABOVE DISCLAIMERS OR LIMITATIONS MIGHT NOT APPLY TO YOU. YOUR USE OF THIS WEBSITE IS AT YOUR OWN RISK.

We will not be responsible for any unauthorized use of your Membership.

16. INDEMNIFICATION

You agree to hold harmless and indemnify us, our agents, affiliates, partners, successors or assigns, and their respective directors, officers, shareholders and employees (each an "indemnified party"), from and against any losses, damages, expenses, fines, monetary penalties, liabilities (whether accrued, actual, contingent, latent or otherwise), claims and demands of any nature or kind including any interest and all legal fees and costs on a substantial indemnity basis, and including without limitation any claims for loss of revenue, expected profits or expected savings, or any other commercial, economic, general, specific, direct, indirect, special, incidental, consequential, punitive or exemplary losses or damages (each a "claim") which an indemnified party may suffer or incur by reason of any breach or allegation of breach of any warranty, representation or agreement made by you under this Agreement, by reason of your use of the Website or Services or by reason of a failure by you to comply with all applicable laws.

17. AMENDMENTS and WAIVERS

No amendment to this Agreement will be valid or binding unless set out in writing by us and posted to the terms of use of this Agreement on the Website. No waiver of any breach of any provision of this Agreement will be effective or binding unless made in writing and signed by the party purporting to give the same and, unless otherwise provided, will be limited to the specific breach waived.

18. ASSIGNMENT

You may not assign or transfer this Agreement, any right granted under this Agreement or your Membership to any other person.

19. SEVERABILITY

If any one or more provisions contained in this Agreement should be held by a court or other tribunal to be invalid, illegal or otherwise unenforceable, the remaining provisions shall nevertheless continue in full force and effect without being impaired or invalidated in any way.

20. NOTICE AND COMMUNICATION

When you visit the Website or send any e-mails to us, you are communicating with us electronically and consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on the Website.

You agree that all demands, notices or other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

21. TERM AND TERMINATION

  1. This Agreement will remain in full force and effect while you use the Service and/or are a Member.
  2. You may change or cancel your membership at any time, for any reason, by following the instructions on the "change/ cancel membership" or similar page on our customer service page. If you cancel your subscription, the Company requires a reasonable amount of time to process the action.
  3. The Company may terminate or suspend your subscription and/or membership in the Service at any time without notice if the Company believes that you have breached this Agreement, including, but not limited to, by using the Website and Service for non-personal use, engaging in prohibited or inappropriate communications or activities, and any breach of your representations and warranties. Upon such termination or suspension, you will not be entitled to any refund of unused subscription fees and, if applicable, all unpaid subscription amounts and other fees you owe will immediately be due. The Company is not required to disclose, and may be prohibited by law from disclosing, the reason for the termination or suspension of your account.

22. REFUND AND CANCELLATION

Membership may be cancelled at any time. All members are able to cancel their membership directly by visiting the customer service area of our website at chmpfn.com, or by contacting us directly via Live Chat, which is available 24 hours a day, 7 days a week on our site.

Full refunds are also issued upon request. Members may request a refund via Live Chat on our on our website, by sending an email support@chmpfn.com, or via calling our toll-free number (800) 203-9808 .

Once a refund has been issued, please allow 3-5 business for the funds to be returned to your card.
Transaction times may vary; please consult your financial institution to discuss their processing guidelines.

Customer Service Agents are always standing by to assist.

As a Member, if you have any other questions, concerns or issues, please contact our Customer Service Center, 24 hours a day, 7 days a week. We appreciate your time and business.